Содержание
- Показатели деятельности
- Your whole financial life at your fingertips
- Manage your money better with spending analytics
- Get daily discounts and cashback
- Send money all over the world instantly, without hidden fees
- Reach your financial goals faster with Personal Vaults
- Buy crypto and gold in seconds
- We’re 7x better than the banks at stopping card fraud
- Pay like a local – get the real exchange rate
- Choose your plan
- Toda a sua vida financeira ao seu alcance
- Faça uma melhor gestão do seu dinheiro com a análise de gastos
- Obtenha descontos e reembolsos diariamente
- Envie dinheiro para todo o mundo instantaneamente, sem taxas ocultas
- Alcance os seus objetivos financeiros mais rapidamente com os Cofres pessoais
- Compre criptomoedas e ouro em segundos
- Somos sete vezes melhores do que os bancos a evitar fraudes com cartões
- Pague como se fosse um cidadão local e beneficie da taxa de câmbio real
- Escolha o seu plano
- Никаких нарушений нет
- Twoje finanse na wyciągnięcie ręki
- Lepiej zarządzaj swoimi pieniędzmi za pomocą analizy wydatków
- Otrzymuj codzienne rabaty i zwroty pieniędzy
- Wysyłaj pieniądze na cały świat bez opóźnień i ukrytych opłat
- Realizuj swoje cele finansowe szybciej dzięki Sejfom osobistym
- Kupuj kryptowaluty i złoto w kilka sekund
- Jesteśmy siedmiokrotnie lepsi od banków w zapobieganiu oszustwom z użyciem kart
- Płać jak miejscowy — zawsze otrzymasz rzeczywisty kurs wymiany
- Wybierz plan
- Примечания
- Your whole financial life at your fingertips
- Choose your plan
- Your whole financial life at your fingertips
- Manage your money better with spending analytics
- Get daily discounts and cashback
- Send money all over the world instantly, without hidden fees
- Reach your financial goals faster with Personal Vaults
- Buy crypto and gold in seconds
- We’re 7x better than the banks at stopping card fraud
- Pay like a local – get the real exchange rate
- Choose your plan
- Курс обмена валют и комиссии по карте
Показатели деятельности
2020: Рост выручки до £222,1 млн, убытки — £201 млн
Revolut закончила 2020 год с выручкой в размере £222,1 млн, что на треть больше, чем годом ранее. Убытки компании увеличились почти вдвое и составили £201 млн.
Растущие денежные потери связаны с расходами на развитие бизнеса и расширение численности персонала. Административные затраты стартапа в 2020 году поднялись до £266 млн ($369 млн) со £125 млн ($173 млн) в 2019-м. Из этой суммы £170 млн ($236 млн) пришлось на расходы на сотрудников, что почти втрое больше трат годичной давности. Кроме того, Revolut стал больше расходовать средств на такие направления, как управление рисками и комплаенс.
У британского финтех-стартапа с российскими корнями Revolut за 2020 год удвоились убытки
Как сообщает Bloomberg со ссылкой на отчетность Revolut, данные о доходах были скорректированы с учётом прироста справедливой стоимости криптовалютных активов, так как Revolut держит некоторые криптоактивы на своём балансе. Выручка компании от операций с криптовалютой составила $54 млн.
К концу 2020 года количество розничных клиентов год к году выросло на 45% и составило 14,5 млн, число коммерческих — выросло вдвое до 500 тысяч.
Revolut рассчитывает получить банковскую лицензию в Британии в 2022 году. Кроме того, стартап подал аналогичную заявку в США. Также Revolut работает над расширением бизнеса и может выйти на рынки Латинской Америки, Филиппин, Индонезии, Южной Кореи и Индии. При этом листинг на фондовой бирже не входит в ближайшие планы стартапа (к июню 2021 года).
Крупнейшим рынком Revolut по-прежнему остается Великобритания, отмечает TechCrunch. Более 88% нескорректированной выручки стартапа в 2020 году было связано с деятельностью именно в этой стране. Остальная Европа составляла 10,2% выручки, а рынки Японии, Австралии и США были почти несущественными.
По данным Bloomberg, Revolut планирует привлечь новую порцию инвестиций при оценке бизнеса в $20 млрд.
2019: Увеличение годовых убытков в 3 раза
Revolut завершила 2019 год с выручкой в размере 162,7 млн фунтов стерлингов (около $212,2 млн по курсу на 12 августа 2020 года), что на 180% превосходит продажи годичной давности, которые равнялись 52,8 млн фунтов стерлингов.
Чистые убытки цифрового банка с российскими корнями в 2019 году составили 106,5 млн фунтов стерлингов ($139,6 млн), увеличившись втрое в сравнении с 2018-м. Тогда денежные потери стартапа составляли 32,9 млн фунтов стерлингов.
Существенно выросшие убытки в Revolut связали с расходами на выход на зарубежные рынки и запуск новых продуктов. В 2019 году компания запустила сервис торговли акциями без комиссии, чтобы конкурировать с онлайн-брокерами, а также своё приложение в США, Сингапуре и Австралии. Кроме того, Revolut увеличила затраты на персонал, размер которого за год возрос с 633 до 2261 человека.
У цифрового банка Revolut утроились годовые убытки
Основатель компании, выходец из России Николай Сторонский заявил, что «доволен» прошлогодними успехами компании — несмотря на большие расходы, динамика стратапа не замедлилась.
Как сообщает телеканал CNBC, по количеству пользователей Revolut обошел своих конкурентов — TransferWise и Monzo. По данным компании, общая аудитория сервиса Revolut к концу 2019 года утроилась — до 10 млн пользователей с 3,5 млн годом ранее. Число активных клиентов в день выросло на 231%, а количество платящих клиентов — на 139%, подчеркнул Сторонский. К августу 2020 года аудитория Revolut превысила 13 млн клиентов.
Revolut заявила, что несмотря на пандемию коронавируса COVID-19 динамика развития бизнеса компании не замедлилась.
И 2019 год, и первые месяцы 2020 года были периодами значительных достижений и расширения для Revolut, что поставило компанию на четкий путь к долгосрочному устойчивому росту, — заявил председатель Revolut Мартин Гилберт, комментируя финансовые итоги. |
Your whole financial life at your fingertips
Manage your money better with spending analytics
- Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track
- Connect your other bank accounts to Revolut with Open Banking and manage all your finances in one place
Learn more about Budgeting
Get daily discounts and cashback
- Save money every day with Rewards
- Earn rewards you’ll actually use on travel, retail, restaurants and more
- Unlock new offers when you use your Revolut cards
Learn more about Rewards
- Send, request money, or split bills with friends and family instantly, whether they’re across the table or across the globe
- Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above €1,000 each month. A flat mark-up on weekends and on certain currencies may apply, it’s only fair
Learn more about sending money abroad
Reach your financial goals faster with Personal Vaults
- Putting money aside for a new laptop, or maybe just a rainy day? Reach your goals faster with a Personal Vault
- Round payments and save your spare change, or make a one-off or recurring transfer. It’s up to you. This is savings made simple
- Set financial goals and deadlines to help you stay on track with your progress
- Start a Group Vault and reach that common goal faster, together
Learn more about Vaults
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
Buy crypto and gold in seconds
- Get gold and buy crypto, no extra app needed
- Exchange a number of cryptocurrencies into any fiat currency
- See crypto rates in real time, and set up price alerts
- Up to a maximum of €15,000 per single cryptocurrency exchange and 30 exchanges per day
- Revolut’s cryptocurrency service is not regulated by the FCA
Learn more about Cryptocurrencies
Learn more about Commodities
We’re 7x better than the banks at stopping card fraud
- Lost your card? Freeze and unfreeze your card easily in the app
- You’re in control – toggle contactless, swipe, online payments or ATM withdrawals easily
- Our award-winning anti-fraud systems keep fraudulent transactions under 0.01%, which is 7 times better than banks.
Learn more about Security
Pay like a local – get the real exchange rate
- Spend abroad in over 150 currencies at the Real (interbank) exchange rates – with no hidden fees
- Withdraw cash abroad without extra charges
Join our global community and get access to a better way to manage your money
Choose your plan
No surprises, just fair and honest pricing. Simply choose a plan with the features that you want, or compare plans
€13.99/ month
Toda a sua vida financeira ao seu alcance
Faça uma melhor gestão do seu dinheiro com a análise de gastos
- Defina orçamentos, receba notificações imediatas acerca dos seus gastos e tenha acesso a informações semanais para uma boa gestão das suas despesas
- Associe todas as suas contas bancárias à Revolut com o Open Banking e faça uma gestão completa das suas finanças num só local
Saiba mais sobre a Orçamentação
Obtenha descontos e reembolsos diariamente
- Poupe dinheiro todos os dias com as Recompensas
- Ganhe recompensas para utilizar em viagens, compras, restaurantes e muito mais
- Desbloqueie novas ofertas quando utilizar os seus cartões Revolut
Saiba mais sobre as Recompensas
Envie dinheiro para todo o mundo instantaneamente, sem taxas ocultas
- Envie, peça dinheiro ou divida instantaneamente as contas com amigos e familiares, quer estejam do outro lado da mesa ou do outro lado do mundo
- Transfira dinheiro para o estrangeiro em mais de 30 moedas com taxa de câmbio interbancário, com uma pequena taxa de 0,5% para qualquer valor superior a €1,000 por mês. Poderá ser aplicada uma comissão fixa aos fins de semana e em determinadas moedas. Só cobramos o essencial
Alcance os seus objetivos financeiros mais rapidamente com os Cofres pessoais
- Está a poupar para um portátil novo ou a criar um fundo de poupança? Alcance os seus objetivos mais rapidamente com um Cofre Pessoal
- Arredonde os pagamentos e poupe com os seus trocos, ou faça uma transferência única ou recorrente. A decisão é sua. Esta é uma poupança feita de forma simples
- Defina objetivos financeiros e prazos para conseguir monitorizar o seu progresso
- Abra um Cofre de grupo e alcance o objetivo mais rapidamente, em conjunto
Saiba mais sobre os Cofres
“Eu viajo muito. A Revolut poupou-me uma fortuna em taxas de câmbio.”
Kay Hall
“Finalmente de regresso a casa, no Reino Unido, após duas semanas nos EUA. Fiquei muito impressionado com a primeira utilização da Revolut.”
Jay
“Recomendo a @RevolutApp a qualquer pessoa. Permite utilizar o cartão de débito no estrangeiro, sem encargos, e com a melhor taxa de câmbio.”
Jo H
“Adoro utilizar a @RevolutApp. Poupanças óbvias em FX, com uma excelente componente de análise. Acho que vou utilizar exclusivamente a Revolut para despesas de viagem.”
@srdiaries
“Voar para o Japão não impede a @linuz90 de me enviar com a Revolut”
Francesco Di Lorenzo
“Se ainda não ouviu falar da Revolut… é fácil dividir as contas com os amigos, pedir dinheiro e criar cartões virtuais para compras online.”
Marc Köhlbrugge
“Eu viajo muito. A Revolut poupou-me uma fortuna em taxas de câmbio.”
Kay Hall
“Finalmente de regresso a casa, no Reino Unido, após duas semanas nos EUA. Fiquei muito impressionado com a primeira utilização da Revolut.”
Jay
“Recomendo a @RevolutApp a qualquer pessoa. Permite utilizar o cartão de débito no estrangeiro, sem encargos, e com a melhor taxa de câmbio.”
Jo H
“Adoro utilizar a @RevolutApp. Poupanças óbvias em FX, com uma excelente componente de análise. Acho que vou utilizar exclusivamente a Revolut para despesas de viagem.”
@srdiaries
“Voar para o Japão não impede a @linuz90 de me enviar com a Revolut”
Francesco Di Lorenzo
“Se ainda não ouviu falar da Revolut… é fácil dividir as contas com os amigos, pedir dinheiro e criar cartões virtuais para compras online.”
Marc Köhlbrugge
Compre criptomoedas e ouro em segundos
- Compre ouro ou criptomoedas sem necessitar de outra app
- Efetue o câmbio de várias criptomoedas por qualquer moeda fiduciária
- Veja taxas de criptomoedas em tempo real e crie alertas de preços
- Até um máximo de €15,000 por conversão de criptomoedas e 30 conversões por dia
- O serviço de criptomoedas da Revolut não é regulado pela FCA
Saiba mais sobre as Criptomoedas
Saiba mais sobre os Bens
Somos sete vezes melhores do que os bancos a evitar fraudes com cartões
- Perdeu o seu cartão? Bloqueie e desbloqueie facilmente o seu cartão na app
- Tenha o controlo nas suas mãos. Pode facilmente ativar ou desativar os pagamentos contactless, com banda magnética ou online, assim como os levantamentos em multibanco
- Os nossos premiados sistemas antifraude mantêm as operações fraudulentas abaixo dos 0,01%, uma percentagem 7 vezes melhor do que os bancos.
Saiba mais sobre Segurança
Pague como se fosse um cidadão local e beneficie da taxa de câmbio real
- Efetue pagamentos no estrangeiro em mais de 150 moedas às taxas de câmbio reais (interbancárias), sem taxas ocultas
- Levantamento de dinheiro no estrangeiro sem taxas adicionais
Escolha o seu plano
Sem surpresas, apenas preços justos e honestos. Basta escolher um plano com as funcionalidades que pretende ou compare os nossos planos
€13.99/ mês
Никаких нарушений нет
Представители Revolut сообщили Wired, что небольшая часть штата компании действительно была уволена по причине неудовлетворительного выполнения своих трудовых обязательств. При этом они не уточнили, сколько именно человек лишились своих рабочих мест в связи с этим, но подчеркнули, что каждый из них был осведомлен о причинах своего увольнения в письменной и устной формах.
Итоговое количество уволенных сотрудников Revolut на момент публикации материала оставалось неизвестным. По данным Financial News, в мае 2020 г. на фоне пандемии коронавируса стартап отправил искать новую работу 62 человека или около 3% персонала – эти люди были именно уволены. Wired утверждает, что 50 бывших сотрудников офисов в Порту и Кракове в их число не входят, поскольку технически (и юридически) они ушли по собственному желанию.
Twoje finanse na wyciągnięcie ręki
Lepiej zarządzaj swoimi pieniędzmi za pomocą analizy wydatków
- Ustawiaj budżety, otrzymuj natychmiastowe powiadomienia o wydatkach i odczytuj cotygodniowe raporty, które zapewnią Ci pełną kontrolę nad wydatkami.
- Z Revolut Open Banking możesz łączyć inne konta bankowe z Revolut i zarządzać wszystkimi finansami w jednym miejscu.
Dowiedz się więcej o zarządzaniu budżetem
Otrzymuj codzienne rabaty i zwroty pieniędzy
- Codziennie oszczędzaj pieniądze dzięki Rewards.
- Korzystaj z najlepszych okazji i oszczędzaj podczas podróży, zakupów czy w restauracjach.
- Odblokuj nowe oferty podczas korzystania z kart Revolut.
Dowiedz się więcej o Rewards
Wysyłaj pieniądze na cały świat bez opóźnień i ukrytych opłat
- Wysyłaj i otrzymuj pieniądze lub dziel rachunki z rodziną i przyjaciółmi w mgnieniu oka — nawet jeśli znajdują się po drugiej stronie kuli ziemskiej.
- Przesyłaj pieniądze za granicę w ponad 30 walutach, wykorzystując międzybankowy kurs wymiany; do kwoty przekraczającej miesięczny limit 5,000zł należy doliczyć opłatę 0,5%. W weekendy i w przypadku niektórych walut może obowiązywać stała prowizja.
Realizuj swoje cele finansowe szybciej dzięki Sejfom osobistym
- Odkładasz pieniądze na nowego laptopa? A może na tak zwaną czarną godzinę? Dzięki Sejfowi osobistemu szybciej osiągniesz swoje cele.
- Zaokrąglaj kwoty płatności i odkładaj drobne lub wykonaj jednorazowy albo cykliczny przelew. Wszystko zależy od Ciebie. To się nazywa proste oszczędzanie.
- Wyznaczaj cele finansowe i terminy ich realizacji, aby łatwiej pozostać na obranym kursie.
- Zaproś znajomych do Sejfu grupowego i oszczędzajcie na swój cel razem.
Dowiedz się więcej o Sejfach
“Dużo podróżuję. Revolut pozwolił mi oszczędzić fortunę na opłatach za wymianę walut.”
Kay Hall
“Wreszcie wróciłem do domu w Wielkiej Brytanii po dwóch tygodniach pobytu w USA. Pierwsze użycie Revolut zrobiło na mnie ogromne wrażenie.”
Jay
“Wszystkim polecam @RevolutApp. Można użyć karty debetowej za granicą, bez opłat, po najlepszym kursie wymiany.”
Jo H
“Korzystanie z @RevolutApp to czysta przyjemność. Ogromna oszczędność na kursach wymiany i doskonały system statystyk. Coś czuję, że Revolut będzie mi towarzyszył przede wszystkim podczas podróży.”
@srdiaries
“Lot do nie przeszkodził @linuz90 wysłać mi za pośrednictwem Revolut”
Francesco Di Lorenzo
“Jeśli jeszcze nie słyszałeś o Revolut… łatwo dzielić rachunki z przyjaciółmi, otrzymywać pieniądze i tworzyć karty wirtualne do zakupów online”
Marc Köhlbrugge
“Dużo podróżuję. Revolut pozwolił mi oszczędzić fortunę na opłatach za wymianę walut.”
Kay Hall
“Wreszcie wróciłem do domu w Wielkiej Brytanii po dwóch tygodniach pobytu w USA. Pierwsze użycie Revolut zrobiło na mnie ogromne wrażenie.”
Jay
“Wszystkim polecam @RevolutApp. Można użyć karty debetowej za granicą, bez opłat, po najlepszym kursie wymiany.”
Jo H
“Korzystanie z @RevolutApp to czysta przyjemność. Ogromna oszczędność na kursach wymiany i doskonały system statystyk. Coś czuję, że Revolut będzie mi towarzyszył przede wszystkim podczas podróży.”
@srdiaries
“Lot do nie przeszkodził @linuz90 wysłać mi za pośrednictwem Revolut”
Francesco Di Lorenzo
“Jeśli jeszcze nie słyszałeś o Revolut… łatwo dzielić rachunki z przyjaciółmi, otrzymywać pieniądze i tworzyć karty wirtualne do zakupów online”
Marc Köhlbrugge
Kupuj kryptowaluty i złoto w kilka sekund
- Kupuj złoto i kryptowaluty bez dodatkowych aplikacji.
- Wymieniaj kryptowaluty na dowolnie wybraną walutę FIAT.
- Wyświetlaj kursy kryptowalut w czasie rzeczywistym i ustawiaj alerty cenowe.
- Maksymalnie do €15,000 na jedną transakcję wymiany kryptowalut i 30 wymian dziennie.
- Usługa Revolut dotycząca kryptowalut nie podlega nadzorowi FCA.
Dowiedz się więcej o kryptowalutach
Dowiedz się więcej o towarach
Jesteśmy siedmiokrotnie lepsi od banków w zapobieganiu oszustwom z użyciem kart
- Zgubiona karta? Możesz ją bez trudu zablokować i odblokować w aplikacji.
- To Ty sprawujesz kontrolę — bez trudu zrealizujesz płatności bezdotykowo, przy użyciu karty magnetycznej i online, a także wypłacisz pieniądze z bankomatu.
- Nasze nagradzane systemy zwalczania nadużyć finansowych utrzymują wskaźnik oszustw na poziomie 0,01%, tj. siedmiokrotnie niższym niż banki.
Dowiedz się więcej o bezpieczeństwie
Płać jak miejscowy — zawsze otrzymasz rzeczywisty kurs wymiany
- Płać za granicą w ponad 150 walutach po rzeczywistych (międzybankowych) kursach wymiany — bez ukrytych opłat.
- Wypłacaj gotówkę za granicą bez dodatkowych obciążeń.
Wybierz plan
Żadnych niespodzianek, tylko uczciwe ceny. Wybierz plan, który najbardziej Ci odpowiada, albo porównaj plany.
PLN 49.99/ miesiąc
Примечания
- Revolut Losses Hit $280 Million in 2020 With Staff Costs Surging
- Revolut, Europe’s $5.5 billion digital bank, says losses tripled in 2019
- Digital bank Revolut valued at $33 billion in funding round led by SoftBank and Tiger Global
- В Revolut теперь можно переводить деньги в Украину: как это работает
- UK’s Revolut launches digital banking app in Japan
- UK fintech Revolut raises $80m despite pandemic fallout
- Revolut’s US launch will include a salary advance feature
- Digital bank Revolut becomes UK’s most valuable fintech startup
- Revolut valued at $6bn after latest fundraising
- Revolut launches in Singapore with 30,000 customers already signed up
Your whole financial life at your fingertips
Manage your money better with spending analytics
- Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track
- Connect your other bank accounts to Revolut with Open Banking and manage all your finances in one place
Learn more about Budgeting
Get daily discounts and cashback
- Save money every day with Rewards
- Earn rewards you’ll actually use on travel, retail, restaurants and more
- Unlock new offers when you use your Revolut cards
Learn more about Rewards
- Send, request money, or split bills with friends and family instantly, whether they’re across the table or across the globe
- Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above €1,000 each month. A flat mark-up on weekends and on certain currencies may apply, it’s only fair
Reach your financial goals faster with Personal Vaults
- Putting money aside for a new laptop, or maybe just a rainy day? Reach your goals faster with a Personal Vault
- Round payments and save your spare change, or make a one-off or recurring transfer. It’s up to you. This is savings made simple
- Set financial goals and deadlines to help you stay on track with your progress
- Start a Group Vault and reach that common goal faster, together
Learn more about Vaults
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
We’re 7x better than the banks at stopping card fraud
- Lost your card? Freeze and unfreeze your card easily in the app
- You’re in control – toggle contactless, swipe, online payments or ATM withdrawals easily
- Our award-winning anti-fraud systems keep fraudulent transactions under 0.01%, which is 7 times better than banks.
Learn more about Security
Pay like a local – get the real exchange rate
- Spend abroad in over 150 currencies at the Real (interbank) exchange rates – with no hidden fees
- Withdraw cash abroad without extra charges
Join our global community and get access to a better way to manage your money
No surprises, just fair and honest pricing. Simply choose a plan with the features that you want, or compare plans
Choose your plan
- StandardFreeWhether you’re looking to save money spending abroad or sticking to your budget with our built-in budgeting, get more from your money with our Standard account
- Plus€2.99/monthGive your everyday finances a boost. Get more out of your money for less than the cost of a coffee
- Premium€7.99/monthUpgrade to a global lifestyle. Get the confidence to spend, invest, and save smarter across the globe
- Metal€13.99/monthGet ultimate power with the full package. Stand out with an exclusive contactless Metal card, earn up to 1% cashback, and much more
What are you waiting for?
Get the only financial super app
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If you would like to find out more about which Revolut entity you receive services from, or if you have any other questions, please reach out to us via the in-app chat in the Revolut app. Revolut Bank UAB is a specialised bank established in the Republic of Lithuania. Registered address: Konstitucijos ave. 21B, Vilnius, 08130, the Republic of Lithuania, number of registration 304580906, FI code 70700. Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania. Revolut Payments UAB is an electronic money institution established in the Republic of Lithuania. Registered address: Konstitucijos ave. 21B, Vilnius, 08130, the Republic of Lithuania, number of registration 304940980, FI Code 32500. Revolut Payments UAB is authorised by the Bank of Lithuania in the Republic of Lithuania and is regulated by the Central Bank of Ireland for conduct of business rules. Insurance related-products for Revolut Payments UAB customers are also provided by Revolut Payments UAB, which is authorised by the Bank of Lithuania to undertake insurance distribution activities. Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 7 Westferry Circus, Canary Wharf, London, England, E14 4HD. Insurance related-products for Revolut Ltd customers are provided by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance mediation services (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities.
2021 Revolut Ltd
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Your whole financial life at your fingertips
Manage your money better with spending analytics
- Set budgets, get instant spending notifications, and see weekly insights to keep your spending on track
- Connect your other bank accounts to Revolut with Open Banking and manage all your finances in one place
Learn more about Budgeting
Get daily discounts and cashback
- Save money every day with Rewards
- Earn rewards you’ll actually use on travel, retail, restaurants and more
- Unlock new offers when you use your Revolut cards
Learn more about Rewards
- Send, request money, or split bills with friends and family instantly, whether they’re across the table or across the globe
- Transfer money abroad in 30+ currencies with the interbank exchange rate, with a small 0.5% fee for anything above €1,000 each month. A flat mark-up on weekends and on certain currencies may apply, it’s only fair
Reach your financial goals faster with Personal Vaults
- Putting money aside for a new laptop, or maybe just a rainy day? Reach your goals faster with a Personal Vault
- Round payments and save your spare change, or make a one-off or recurring transfer. It’s up to you. This is savings made simple
- Set financial goals and deadlines to help you stay on track with your progress
- Start a Group Vault and reach that common goal faster, together
Learn more about Vaults
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
“I travel a lot. Revolut has saved me a fortune in currency exchange fees.”
Kay Hall
“Finally back home in UK after two wks in the US. Very impressed with first use of Revolut.”
Jay
“I recommend @RevolutApp to anyone. Use the debit card abroad, no charges, best exchange rate.”
Jo H
“Loving using @RevolutApp. Obvious savings on FX but also excellent analytics. I think I’ll use Revolut exclusively for travel expenses.”
@srdiaries
“Flying to isn’t stopping @linuz90 from sending me with Revolut”
Francesco Di Lorenzo
“If you haven’t heard about Revolut yet…it’s easy to split bills with friends, request money and create virtual cards for online purchases”
Marc Köhlbrugge
Buy crypto and gold in seconds
- Get gold and buy crypto, no extra app needed
- Exchange a number of cryptocurrencies into any fiat currency
- See crypto rates in real time, and set up price alerts
- Up to a maximum of €15,000 per single cryptocurrency exchange and 30 exchanges per day
- Revolut’s cryptocurrency service is not regulated by the FCA
Learn more about Cryptocurrencies
Learn more about Commodities
We’re 7x better than the banks at stopping card fraud
- Lost your card? Freeze and unfreeze your card easily in the app
- You’re in control – toggle contactless, swipe, online payments or ATM withdrawals easily
- Our award-winning anti-fraud systems keep fraudulent transactions under 0.01%, which is 7 times better than banks.
Learn more about Security
Pay like a local – get the real exchange rate
- Spend abroad in over 150 currencies at the Real (interbank) exchange rates – with no hidden fees
- Withdraw cash abroad without extra charges
Join our global community and get access to a better way to manage your money
Choose your plan
No surprises, just fair and honest pricing. Simply choose a plan with the features that you want, or compare plans
€13.99/ month
Курс обмена валют и комиссии по карте
При обмене валюты в будние дни (понедельник – пятница, время UTC) действует межбанковский валютный курс для всех валют, за исключением THB и UAH (для них установлена надбавка – 1%), а также комиссия 0,5% за все операции свыше 20 000 PLN (5 000£) каждый месяц.
В выходные дни (суббота – воскресенье, по лондонскому времени) указанные ставки фиксируются для защиты от колебаний. Это означает, что устанавливаются дополнительные надбавки:
- + 0,5% для всех основных валют (USD, GBP, EUR, AUD, CAD, NZD, CHF, JPY, SEK, HKD, NOK, SGD, DKK, PLN и CZK)
- + 1% для всех остальных валют, включая THB и UAH (это означает, что в выходные дни к валютам THB и UAH применяется надбавка 2%)
Поскольку межбанковский валютный курс постоянно колеблется, курсы, зафиксированные на выходные, могут не совпадать с курсами в начале рабочего дня в понедельник.